Chime Visa® Debit Card: a smarter way to spend
Experience banking with no hidden fees, early direct deposits, real-time alerts, and a sleek mobile experience with the Chime Visa® Debit Card.
Por: Meu Cartão Ideal
No Hidden Fees
Say goodbye to monthly fees, minimum balances, or overdraft charges.
Get Paid Early
Access your paycheck up to two days earlier with direct deposit.
Real-Time Transaction Alerts
Stay in control of your finances with instant alerts for every transaction.
Over 60,000+ Fee-Free ATMs
Withdraw cash at any of the 60,000+ fee-free ATMs nationwide through the Allpoint® and MoneyPass® networks.
Why the Chime Visa® Debit Card Stands Out
The Chime Visa® Debit Card is revolutionizing the way people manage their money. Linked to a Chime Spending Account, this card offers an intuitive, mobile-first banking experience designed for transparency and accessibility. One of its key features is the total absence of hidden fees. Users never have to worry about overdraft fees, monthly maintenance charges, or minimum balance requirements—making it ideal for those looking for straightforward, user-friendly banking. Another standout benefit is the Early Direct Deposit feature. This allows cardholders to receive their paycheck up to two days earlier than traditional banks when their employer submits payment files early. That kind of head start can make a real difference in managing monthly expenses or planning for savings. The Chime card also helps you keep track of every transaction with real-time alerts and daily balance updates, reducing the chances of accidental overspending. Combine that with access to over 60,000 fee-free ATMs and a sleek mobile app that gives you full control, and you have a debit card that works for your lifestyle, not against it.
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What is required to qualify for a Chime Visa® Debit Card?
All you need is a U.S. mailing address, a valid Social Security number, and to be at least 18 years old. No credit check is required.
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Does Chime charge any fees for the debit card?
No. There are no monthly fees, overdraft fees, or minimum balance requirements. The card is completely fee-free when used as intended.
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How can I get my paycheck early with Chime?
When you set up direct deposit with your employer, Chime can post your paycheck up to two days early once your employer submits payment files.
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Is the Chime Visa® Debit Card secure?
Yes. It offers transaction alerts, two-factor authentication, and the ability to instantly block your card from the app in case of loss or theft.
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Can I use the Chime Visa® Debit Card internationally?
Yes, Chime Visa® Debit Cards can be used anywhere Visa is accepted, including international locations, but foreign transaction fees may apply.
How to Request Your Chime Visa® Debit Card
Getting your own Chime Visa® Debit Card is quick, easy, and completely online. The first step is to visit Chime’s official website or download the Chime mobile app from the App Store or Google Play. From there, you’ll be guided through a brief application process where you’ll provide your basic personal details—such as name, address, and Social Security number—for identity verification. There’s no need for a credit check, and approval typically takes just a few minutes. Once your Chime Spending Account is approved, your Visa debit card will be mailed directly to your address. Most users receive their card within 7–10 business days. Once it arrives, you can activate it through the app and start managing your money right away. Chime also provides a virtual card that you can use while waiting for the physical one to arrive. This is ideal for making online purchases or setting up digital payments without delay. The entire experience is streamlined and built to get you spending smarter, faster. There are no application fees, and you can set up direct deposit during the sign-up process to start enjoying early paychecks and fee-free banking from day one.